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Millions in coin dust sit idle in traders’ wallets. The Bank of Coins deploys Agent Terminus to identify these failed tokens and gives traders a second chance, turning their losses into passive income through the dust Protocol

The B of C is composed of

4 key elements

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dust PROTOCOL

The protocol allows traders to individually or collectively pool their devalued coins into the Bank of Coins. It then executes swaps while protecting against price manipulation and calculates then distributes rewards. It also performs buy-and-burn operations of $TERMS
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$TERMS

$TERMS are the native token of the Bank of Coins. Users earn $TERMS when the tokens they deposit are traded through the B of C’s dust Protocol. Depositors can claim their $TERMS or stake them to earn even more. Holding $TERMS is required to use the Bank of Coins
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AI AGENTS

Unlike other AI agents that search for winners and the probability of success, Agent Terminus seeks out the losers and identifies failure. Projects are given a Predictive Failure Rate (PFR) and ranked on the Terminal Feed. A coins Vitals are calculated using financial and social metrics over time. While the Bank Manager is used to manage the B of C Yield farming operations, maximize returns
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YIELD FARMING

Bank of Coins users who choose to stake their $TERM rewards earn a 5%, 7%, or 10% APY, depending on the lock period they select. In Phase 2, the Bank Manager will identify, analyze, and implement optimal risk-adjusted yield opportunities using 50% of Bank of Coins revenue
THE TERMINAL

Terminal Coin Feeds

Terminal Feed

While the world is busy searching for winners, the Terminal is where you find the losers. Projects are ranked by their likelihood of failure, using real-time data from market and social feeds to assess each project's vital signs, giving holders the information they need to exit their positions and gain an opportunity to earn passive income

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THE $TERMS

Burns

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A 1% buy and 1% sell tax is collected on every trade executed, and sent to the dEaD address—permanently removing those tokens from the total supply. During Phase 1, all revenue generated by the Bank of Coins is used to buy and burn $TERMS

Rewards

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All depositors in a successfully filled pool are eligible to claim the native reward token, $TERMS. Rewards can be claimed immediately at 85% of the value of the $tokens deposited, or users may stake them at a 90% value for 30, 60, or 90 days to earn 5%, 7%, or 10% APY

THE AGENTS

AGENT TERMINUS

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Agent Terminus identifies negative momentum in projects that are headed for the ICU or need to be pronounced dead. Each coin is assigned a predictive failure rate based on its current trajectory, using a combination of market data, social media activity, and any relevant information, such as, activity from the founders’ hidden wallets

THE BANK MANAGER

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The Manager is the AI Agent responsible for overseeing Vault operations, including swapping WETH generated by the dust Protocol for USDC. In Phase 1, it will execute buy-and-burns of $TERMS using B of C proceeds. In Phase 2, the Manager will discover, analyze, and implement optimal risk-adjusted yield opportunities with B of C funds

THE Tokenomics

TOKENOMICS

  • ♦  Holding $TERMS is the only way to gain access to the B of C
  • ♦  $TERMS are awarded to $token depositors who have completed a successfull swap with a B of C pool
  • ♦  Only $TERMS awarded by the B of C can be staked
  • ♦  $TERMS can be staked for 30, 60, 90 days to earn 5%, 7%, or 10% APY
  • ♦  1% buy and sell fees collected from Uniswap trades will be burned, permanently reducing the supply
  • ♦  In Phase 1, all revenue from the Bank of Coins will be used to burn $TERMS
THE CONTRACTS

B of C Contract

  • Stores Pool metadata on-chain
  • Executes token swaps via Uniswap V2 when an Order’s goal is met
  • Initiates $TERMS buybacks using WETH from completed Pools
  • Records swap details and calculates depositor-specific rewards
  • Burns purchased $TERMS by sending them to a dead address

Oracle Contract

  • Provides price quotes at the moment a swap is triggered
  • Supplies TWAP pricing for both deposited tokens and $TERMS at critical checkpoints: at trade execution and at reward claim
  • Stores $TERMS pricing data to prevent front running and sandwiched trades
  • Ensures that rewards are calculated with consistent and manipulation-resistant pricing data

Rewards Contract

  • Holds $TERMS reserved exclusively for rewards and stakers
  • Interfaces with both the B of C Contract and Oracle to determine eligibility and payout values
  • Distributes rewards to depositors based on verified inputs and TWAP pricing

$TERMS Contract

  • Native B of C ERC-20 token contract
  • Collects Buy and Sell taxes on all trades
  • Executes internal Burn Function and adjusts Total Supply accordingly
THE ROADMAP

Phase One

$TERMS Token Gemeration Event, dust Protocol goes live with $TERMS staking opportunities and with B of C revenue used for buy/burns

Phase Two

WETH generated by the dust Protocol will be managed by the Bank Manager to maximize returns from liquidity farming

Phase Three

B of C Lending

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